Australia · All states & territories

Australia Car Tax Calculator 2026

Estimate stamp duty, Luxury Car Tax, and indicative registration / CTP for a drive-away total in any Australian state or territory.

  • All 8 jurisdictions
  • Stamp duty + LCT
  • On-road cost estimate
  • 100% free
Australia car tax calculator — stamp duty, Luxury Car Tax and drive-away on-road costs by state
Free calculator

Drive-away estimate by state

Enter a GST-inclusive vehicle price and where you will register. We estimate stamp duty (motor vehicle duty), optional ATO Luxury Car Tax for 2026–27, and indicative rego / CTP. Confirm final figures with your state revenue office and the ATO.

Use the purchase price or market value used for duty (usually GST-inclusive). Exclude stamp duty, rego and CTP. ATO 2026–27 thresholds: $80,809 (other) / $91,661 (fuel-efficient). LCT = (value − threshold) × 10/11 × 33%. Dealers often already include LCT in the advertised price — uncheck if your price is already drive-away of LCT.

    How it works

    Australia has no UK-style road tax — costs stack as stamp duty, LCT, rego and CTP

    Australians often search for road tax or car tax, but light vehicles do not use a UK-style annual Vehicle Excise Duty. The costs that matter at purchase are usually:

    • Stamp duty (motor vehicle duty / vehicle licence duty) — paid to your state or territory when you register or transfer the vehicle.
    • Luxury Car Tax (LCT) — a federal ATO tax on higher-priced new and near-new cars.
    • Registration and CTP (green slip / TAC / MAIB equivalents) — required to keep the car legal on the road.
    • GST — usually already included in the advertised vehicle price.

    This page estimates a drive-away style total: GST-inclusive vehicle price + stamp duty + optional LCT + indicative rego/CTP. Always confirm with your state revenue office and the ATO before you buy.

    Stamp duty 2026

    Headline passenger duty rules by state and territory

    Stamp duty is the biggest state difference. Schedules change with vehicle type, price band, engine configuration (Queensland), emissions (ACT / Victoria green cars), and whether the vehicle is new or used.

    JurisdictionPassenger headline (typical)
    NSW3% to $45,000; then $1,350 + 5% of the excess (Revenue NSW)
    VIC$8.40–$18.00 per $200 by price band; green passenger cars stay on $8.40 (SRO from 1 Jul 2026)
    QLD$2–$6 per $100 by cylinders / hybrid-EV, with a higher tier above $100,000
    WA2.75% to $25,000 → sliding rate to $50,000 → 6.5% above (vehicle licence duty)
    SANon-commercial: $60 + $4 per $100 (or part) over $3,000
    TAS$3 / $100 to $35,000; stepped band to $40,000; then $4 / $100
    ACTEmissions categories AAA–D with $45k / $80k steps (current Sep 2025–Jan 2027 schedules)
    NT$3 per $100 (or part) of dutiable value

    For used vehicles, dutiable value is often the higher of purchase price and market value. Dealers may organise duty at delivery; private buyers usually pay at transfer.

    NSW · VIC · QLD

    Where most buyers need extra inputs

    New South Wales: passenger duty is simple but jumps at $45,000. Only the excess above $45,000 is charged at the higher 5% band ($5 per $100). NSW’s EV stamp-duty exemption has ended — EVs generally pay standard passenger rates.

    Victoria: duty is calculated per $200 (or part) of value. Ordinary passenger cars move through higher per-$200 rates as price rises past the LCT-aligned threshold, $100,000 and $150,000. Green passenger cars (combined CO2 ≤ 120 g/km, including pure EVs) stay on $8.40 per $200 at any price. New commercial / ute-style vehicles can use a lower non-passenger rate.

    Queensland: duty depends on cylinders / rotors or hybrid-electric status, and whether value is above $100,000. Hybrids and electrics sit on the lowest tier. Select the engine field in the calculator for a closer estimate.

    • ACT buyers should pick the correct emissions category (AAA for ZEVs).
    • WA duty rises sharply toward 6.5% once value exceeds $50,000.
    • SA commercial (goods) vehicles use a different, usually lower schedule than passenger cars.
    ATO LCT

    Luxury Car Tax thresholds and formula for 2026–27

    Luxury Car Tax is a federal tax administered by the Australian Taxation Office. It applies at 33% on the GST-exclusive excess above the threshold for cars with a GST-inclusive LCT value over that threshold.

    Financial yearFuel-efficient vehiclesOther vehicles
    2025–26$91,387$80,567
    2026–27 (from 1 Jul 2026)$91,661$80,809

    From 1 July 2025, fuel-efficient means combined fuel consumption of ≤ 3.5 L/100 km (previously 7 L/100 km). The calculator uses:

    (LCT value − threshold) × 10/11 × 33%

    LCT is generally remitted by the supplier and is often already embedded in a dealer’s advertised drive-away price. If your entered price already includes LCT, uncheck the LCT option so you do not double-count.

    Myths & EVs

    Common Australia car-tax mistakes

    • “Australia has road tax like the UK.” For normal cars, no. Budget stamp duty at purchase plus ongoing registration and CTP. Heavy vehicles can face a separate federal Road User Charge via fuel.
    • “Stamp duty is the same everywhere.” False — NSW, VIC, QLD and WA alone use four different engines.
    • “EVs always skip stamp duty.” NSW’s EV exemption ended. Victoria offers a green rate; ACT uses emissions categories; QLD hybrids/EVs use the lowest duty tier.
    • “LCT is 33% of the whole car.” Only the GST-exclusive amount above the ATO threshold is taxed at 33%.
    • “Private sale price on the contract is always the duty base.” Many states use the higher of price and market value.
    • “GST is added again on top of drive-away.” Most advertised prices are already GST-inclusive; duty is usually calculated on that value.
    Examples

    Illustrative stamp duty on a $45,000 passenger car

    These examples isolate stamp duty only (not LCT, rego or CTP). Exact figures depend on rounding rules and vehicle class — run the calculator above for your state.

    Register inApprox. stamp duty on $45,000
    NSW~$1,350 (at the $45k band edge)
    VIC (standard passenger)~$1,890 ($8.40 per $200)
    QLD (4-cylinder)~$1,350 ($3 per $100)
    WA~$2,925 (6.5% above $50k band starts earlier — at $45k use sliding rate ≈ 5.75%)
    NT~$1,350 ($3 per $100)

    For a $95,000 new car, also check LCT: above the $80,809 “other vehicles” threshold, LCT can add several thousand dollars unless the car qualifies as fuel-efficient under the higher $91,661 threshold — or unless LCT is already inside the dealer price.

    Use the form above with your exact price, state, and options for a full drive-away breakdown.

    Frequently Asked Questions (FAQ)

    Choose the state or territory where you will register the vehicle, enter a GST-inclusive price, and set new/used plus body class. Queensland, Victoria and the ACT reveal extra fields (cylinders, green passenger, emissions category). The tool estimates stamp duty, optional ATO Luxury Car Tax for 2026–27, and indicative registration / CTP, then shows a drive-away style total.

    It is an educational estimate — not an official Revenue NSW, SRO, QLD Transport or ATO assessment.

    Not in the UK Vehicle Excise Duty sense for normal cars. Searchers usually mean stamp duty at purchase/transfer plus ongoing registration and CTP. Heavy vehicles can face a separate federal Road User Charge collected through fuel. This calculator focuses on the purchase / first-registration stack Australians actually budget for.

    Revenue NSW charges passenger motor vehicle duty at $3 per $100 of dutiable value up to $44,999. From $45,000, duty is $1,350 plus $5 per $100 of the excess. New vehicles generally use the amount paid including GST; used vehicles use the higher of sale price and market value. Motorcycles and some other classes use different rules.

    For 2026–27 the ATO thresholds are $80,809 (other vehicles) and $91,661 (fuel-efficient vehicles rated at ≤ 3.5 L/100 km). LCT is 33% on the GST-exclusive excess above the threshold: (value − threshold) × 10/11 × 33%. Use the calculator checkbox and fuel-efficient toggle to estimate.

    Usually no second GST layer on the car price. Most Australian advertised prices are already GST-inclusive. Stamp duty is typically calculated on that GST-inclusive dutiable value (and may include LCT where applicable). This tool assumes you enter a GST-inclusive vehicle price before state duty and rego.

    It depends on the jurisdiction. NSW EV stamp-duty exemptions have ended. Victoria offers a lower green passenger rate for low-CO2 and pure EVs. ACT duty follows emissions categories (ZEVs are AAA). Queensland hybrids and electrics use the lowest duty tier. Always confirm current concessions before purchase.

    No. Rego and CTP lines are indicative budget averages so you can sketch a drive-away total. NSW green slip premiums, Victoria TAC components, and many weight- or cylinder-based fees vary by vehicle and postcode. Treat them as planning figures, then confirm with your transport authority and insurer.

    Often no — dealers commonly build LCT into the advertised drive-away price for luxury vehicles. If your entered price already includes LCT, uncheck the LCT option. If you are working from a GST-inclusive list price before LCT, leave it checked so the estimate adds the ATO component.

    Stamp duty is still usually payable on registration or transfer. Used dutiable value is often the higher of price and market value. LCT mainly targets new and near-new supplies / importations over the threshold. Private buyers should still budget duty + rego + CTP even when no dealer is organising on-roads.

    Start with the ATO LCT thresholds, then your state revenue office: Revenue NSW, SRO Victoria, Queensland Transport duty rates, RevenueWA, RevenueSA, SRO Tasmania, ACT Revenue Office, and the NT stamp duty schedule. Links are listed in the sources section below.

    Last updated:

    Official information sources

    RoadTaxGuru provides educational estimates only. Stamp duty schedules, LCT thresholds, registration fees, and CTP premiums change. Confirm final amounts with the ATO and your state revenue / transport authority before purchase.